Mold Issues? Should I file a Mold Damage or Water Damage Claim?

Homeowner insurance is designed to protect you from financial losses due to several types of damages, but you might be wondering whether mold damage should actually be covered under a mold insurance claim or water damage? If your home has suffered mold damage, you...

Does Homeowner Insurance Cover Water Damage From AC Leaks?

Having an AC leak is one of the worst nightmares that homeowners never want to deal with. Many homeowners even try to ignore and tell themselves the leak isn’t bad. However, even a minor leak can cause water damage that will result in a huge repair cost. If this...

Does Homeowner Insurance Cover Roof Leak Damage?

Imagine it’s the winter holidays and you are chilling out with your family and enjoying the day suddenly you notice there’s a dreaded brown spot on a ceiling. Yes, it’s a leak in your roof that will eventually result in water breaking through it, and soon you’ll...

Water Damage: Here is What You Need to Know

Do you know that water damage can occur in almost all types of property damage claims? Yes! you can have a look at some major claims where you inevitably have water damage. Hurricanes Tornados Tropical Storms Roof Leaks Lighting Fires Cast Iron Pipe Damages Accidental...

Why Flood Insurance is Must If You Live in Florida?

You may have heard a lot of intense stories of localized storms and flash flooding in Florida. Well, if you are moving to Florida or you already have a property there, then it is time you should take some minutes to read your insurance policy along with its flood...